Travel Insurance for your travels

BY IN Monthly Promotions On May 21, 2016

The June School Holidays are just around the corner. Many families travel during this period. When travelling something that is often overlooked is travel insurance. It seems like an extra step in pre travel preparations and most of us tend to skip it totally. Do you know that travel insurances is a vital component in travelling and it gives you a peace of mind during your travel. Check out some of the frequently asked questions on travel insurances.

What is Travel Insurance and how does it help me?

When you are travelling overseas you should give some serious consideration in getting a travel insurance plan. It is affordable, protects you from unnecessary cost and risks in a foreign land. Most travel insurance coverage includes Personal Accident Coverage, Medical Coverage. Travel Inconvenience as well as Theft and Loss of Baggage.

What’s the difference between Single Trip or Annual Travel Insurance?

When purchasing travel insurances, you can choose from 2 types of policies.

Single Trip– Travel Insurance covers you for a single trip that starts and ends in Singapore.

Annual Travel– This policy has you covered for all trips starting and ending in Singapore. This is ideal for frequent travellers. As you get to enjoy a significant discount.

I’m going for a short trip in Malaysia, so I don’t need travel insurances.”

The distance of your travel destination doesnt play a part, You have to be prepare for unforeseen situations such as accidents, theft or sickness. Take a chill pill, Free yourself of such worries and the heartache and stress that follows. Having a travel insurance gives you a piece of mind.

Can I purchase my Travel Insurance once I’m overseas?

No. Travel insurances has to be purchased before your trip commences.You should buy your travel insurance after you’ve booked your tickets as travel insurance also protects you from trip cancellation.

I Shall just go for cheapest insurance. All Travel Insurance are the same.”

Rule No 1, Do not always settle for the cheapest. Read up on the fine prints, even though the cheapest travel insurance option always attracts as it appears to be the most appealing. Always do a comparison. There are many great online travel insurance comparison tables. Do ensure that the travel insurance plan you decide on covers the activities of your trip – adventurous activities like skydiving and deep sea diving. Settling on the most cheapest plan isnt always the best option.

My credit card/travel ticket provides me insurance.”

As what was mentioned in the above question, we must reiterate the fact that you have to read carefully the coverage that is provided by your credit card company or travel agent. Its always wise to INVEST in a comprehensive travel insurance coverage most offers a holistic coverage, in the event of accidents,flight delays and lost of baggages.These may not be available in the free insurance offered by the credit card and travel agent.

Most travel insurance covers;

Pre-existing medical conditions while overseas –coverage for your pre-existing medical conditions while overseas

Travel delays –coverage for travel delays that are not caused by you (natural disasters included)

Trip modification –coverage if you cancel, postpone or shorten your trip due to causes specified in the policy you purchase.

Medical expenses –coverage for your medical expenses incurred during your trip.

Loss of baggage, money and personal items –coverage for the loss, theft and damage of your belongings.

Baggage delays –coverage for your checked-in baggage that has been delayed by any transport operator.

Now that you have got your flight tickets booked, hotels booked, travel insurance purchased. You will need to have make a maxi cab booking for airport transfer. Do check our MrMaxicab’s ever reliable maxi cab charter with driver and minibus booking to Changi Airport. Travel to the airport in style and comfort. You deserve a little pampering. * Disclaimer MrMaxicab services is not an insurance agent. From our experience in this limousine chartering industry we have seen our fair share of heartaches and relief from customers who purchase and does not purchase travel insurances. We are merely suggesting a “travel hack” that would make your trip more smooth and enjoyable.


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